V

VanguardLifer

Veteran

Vanguard customer since 1998. Three-fund portfolio. I don't care about your stock picks.

Posts4,183

JoinedJan 2019

Posts/Day1.6

Last ActiveApril 15, 2026

Signature

VTSAX and relax.
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| VTI |
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DCA forever. 30+ years in the market.

Recent Posts

I've been buying the $10k max every January for the past 6 years. For me it's just part of the fixed income allocation....April 16, 2026

oh boy here we go again lol [quote=ratechaser99]My buddy who works in finance told me that with how concentrated the...April 1, 2026

I'll be direct: move your money to Fidelity or Schwab and stop using Robinhood entirely. Robinhood's business model is...March 20, 2026

[quote=TotalReturnGuy]I keep exactly 3 months in cash. Everything else is invested.[/quote] This is fine if you're...March 10, 2026

I'm firmly in the invest camp but I want to add something nobody's mentioned: the mortgage interest deduction. If...February 1, 2026