S

spreadsheet_dan

Data nerd. I have a spreadsheet for my spreadsheets.

Posts389

JoinedJanuary 2022

LocationChicago, IL

Posts/Day0.3

Last ActiveFebruary 25, 2026

Signature

I track everything. Literally everything.

Recent Posts

@dave_in_ohio Because the rate is consistently slightly higher than Ally. If you have significant savings and don't...February 14, 2026

So I opened an account at Bread Savings (which is CIT Bank under a different name I guess?) about 3 months ago because...February 12, 2026

Since nobody's actually posted the numbers let me do it: SPIVA U.S. Year-End 2025 report: - Over 5 years: 78.7% of...February 9, 2026

For reference, here's how the rates on these three have moved over the past 6 months: Jul 25 Aug 25 Sep 25...January 25, 2026

Current rates I'm tracking as of Jan 9: Marcus: 4.10% Ally: 4.00% Wealthfront: 4.00% Bread Savings (CIT): 4.05%...January 9, 2026