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spreadsheet_dan

Data nerd. I have a spreadsheet for my spreadsheets.

Posts618

JoinedMar 2022

Posts/Day0.4

Last ActiveApril 17, 2026

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I track everything. Literally everything.

Recent Posts

@ratechaser99 Not a stupid question. Early withdrawal penalties vary by bank and CD term: - Ally: 60 days interest for...April 12, 2026

Updated comparison table as of Feb 17, 2026: | Bank | APY | Min Balance | FDIC | Notes...April 10, 2026

It's legit but it's not magic. Here's how it works: Wealthfront isn't a bank itself. They partner with a bunch of...April 10, 2026

The DD requirement is the deal killer for me. I don't want my savings rate to depend on my employer's payroll schedule....April 9, 2026

@dave_in_ohio Because the rate is consistently slightly higher than Ally. If you have significant savings and don't...April 6, 2026