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frugal_kate

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Forum moderator. I try to keep things civil around here. Day job: accounting. Hobby: tracking every dollar I spend.

Posts763
JoinedSep 2022
Posts/Day0.6
Last ActiveJune 4, 2026

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mod hat on: be kind, read the rules, search before posting

Recent Posts

[quote=trev_b]is Ally bank safe? Like actually safe?[/quote] Not a dumb question at all! Ally is FDIC insured which...June 1, 2026
@fresh_start26 680 is borderline. You might get approved for the Discover it card (they're known for being easier to...May 29, 2026
What Dan said. It's real FDIC insurance, not some sketchy workaround. The partner bank list is public -- you can find...May 27, 2026
I moved some money to Bread last year for the rate and honestly regretted it. The transfer times were the dealbreaker...May 23, 2026
I've been looking at SoFi's checking/savings combo account and wanted to get people's thoughts. They offer 3.80% APY on...May 20, 2026
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