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frugal_kate

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Forum moderator. I try to keep things civil around here. Day job: accounting. Hobby: tracking every dollar I spend.

Posts763
JoinedJul 2022
Posts/Day0.6
Last ActiveApril 18, 2026

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mod hat on: be kind, read the rules, search before posting

Recent Posts

[quote=trev_b]is Ally bank safe? Like actually safe?[/quote] Not a dumb question at all! Ally is FDIC insured which...April 14, 2026
@fresh_start26 680 is borderline. You might get approved for the Discover it card (they're known for being easier to...April 12, 2026
What Dan said. It's real FDIC insurance, not some sketchy workaround. The partner bank list is public -- you can find...April 10, 2026
I moved some money to Bread last year for the rate and honestly regretted it. The transfer times were the dealbreaker...April 6, 2026
I've been looking at SoFi's checking/savings combo account and wanted to get people's thoughts. They offer 3.80% APY on...April 3, 2026
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